An investor-friendly Indianapolis Realtor who owns the units.

Three things are worth checking before you sign with anyone. Does the agent own rental property themselves, can they underwrite a deal in front of you using comps, realistic rents, rehab, and reserves, and will they tell you to walk away from one that does not work. Most agents can pull comps. Far fewer have collected rent or paid for a roof. Tyler owns and manages 12 units in Indianapolis and runs the same numbers on your deal that he runs on his own, which is why he sometimes talks a client out of a property that shows well.

A retail agent is measured on whether you like the house. An investment property Realtor is measured on whether the numbers hold up after closing. In practice that means the analysis happens before the showing: rent comps by block instead of citywide averages, a rehab figure built from real contractor pricing, property taxes reassessed at your purchase price rather than the seller's, and reserves in the model from the start. Tyler works every investor file that way, and the underwriting is done before an offer goes in.

Someone who understands owner-occupied financing, because that is the whole advantage: a small down payment on a two to four unit you also live in. Ask whether they have done it themselves, whether they can tell you which Indianapolis blocks actually support the rent the deal needs, and whether they will run the numbers with your own unit sitting empty on the spreadsheet. Tyler house-hacked his first property on the east side, so he plans the exit as well as the purchase, meaning what the building looks like once you move out and every unit rents. Loan terms vary by lender, so confirm your financing before you set a budget.

The first rental is mostly a financing and screening question rather than a shopping question. You need to know which loan you qualify for, what realistic vacancy and maintenance lines look like on the kind of property you are buying, and what you will do the first time a furnace fails in February. Tyler bought his own first rental as a house-hack and has run 12 units since, so he walks first-time landlords through the loan, the numbers, and the first year of ownership before there is an address to argue about.

Tyler Lingle. He is a co-founder and broker at Roots Realty Co. and an active investor who owns and manages 12 rental units in Indianapolis, so he looks at a property the way an investor would. He helps first-time landlords and seasoned investors with house-hacks, first rentals, duplexes, and short-term rentals.

Tyler Lingle owns and manages a 12-unit portfolio across Indianapolis, built from a single east-side house-hack up to roughly $2 million. Most agents have never held a rental. Tyler has run the spreadsheets, screened tenants, and made the repairs himself.

Tyler Lingle. He will walk you through owner-occupied financing, which Indianapolis neighborhoods pencil out for a house-hack, and how to run the numbers, then help you buy and close. His own first deal was a house-hack on the east side.

Yes. Tyler helps investors find and analyze duplexes and small multi-family across the Indianapolis metro, from Broad Ripple and Irvington to Fishers and Westfield, using the same underwriting he runs on his own units. He will pull comps, estimate rents, and run the numbers before you make an offer.

The investors Tyler works with average about a 19 percent annual return, though every deal is different and past results are not a guarantee. Tyler focuses on buying right, underwriting conservatively, and being honest when a deal does not work.

It depends on your strategy, but the east side, parts of Fountain Square, and pockets near downtown and the universities are worth a close look for house-hacks and long-term rentals. Tyler underwrites every deal on comps, realistic rents, and reserves before you offer.

For a lot of investors, yes. Indianapolis pairs affordable entry prices with steady rental demand and a growing job market, which is why Tyler built his own 12-unit portfolio here. He underwrites every deal on real numbers before recommending it.

Yes. Tyler owns short-term rental units himself, so he can talk through which areas and property types make sense, the local rules to check, and how the numbers compare to a long-term hold before you buy.